Payment Policy
At Miphora, we are committed to providing a safe, secure, and convenient shopping experience for every customer. This Payment Policy explains the payment methods we accept, how payments are processed, and other important information related to purchases made through our website.
Accepted Payment Methods
We currently accept the following secure payment methods:
- Visa
- Mastercard
- American Express
- Discover
- PayPal
- Apple Pay
- Google Pay
- Shop Pay
Available payment options may vary depending on your location, device, and checkout settings.
Secure Payment Processing
Your privacy and security are important to us. All transactions on Miphora are processed through trusted and secure payment gateways using industry-standard SSL encryption technology.
We do not store or have direct access to your complete credit card or payment information.
Payment Authorization
When you place an order, your payment method may be authorized before the order is confirmed and processed.
This authorization helps verify the payment method and ensures sufficient funds are available for the transaction.
If authorization fails, your order may be delayed, canceled, or declined.
Currency
All prices displayed on our website are listed in United States Dollars (USD) unless otherwise stated.
If your bank account or payment method uses a different currency, your financial institution may apply exchange rates or additional fees. Miphora is not responsible for these charges.
Order Confirmation
Once your payment has been successfully processed, you will receive an order confirmation email containing your order details.
If you do not receive a confirmation email within a reasonable timeframe, please contact us at:
Email: support@miphora.shop
Payment Verification
To protect our customers and prevent fraudulent activity, Miphora reserves the right to perform payment verification checks before processing an order.
In certain cases, additional information may be requested to verify the identity of the purchaser or validate the payment method used.
Failed or Declined Payments
A payment may be declined for several reasons, including:
- Insufficient funds
- Incorrect billing information
- Expired payment card
- Card issuer restrictions
- Suspected fraudulent activity
- Payment gateway security checks
If your payment is declined, we recommend contacting your bank or payment provider for assistance.
Refunds
Approved refunds will always be returned to the original payment method used during checkout.
Refund processing times may vary depending on your bank, card issuer, or payment provider. Most refunds are completed within 5–10 business days after approval.
For complete details regarding refunds, please review our Returns & Refund Policy.
Chargebacks and Payment Disputes
If you experience any issues with your order, we encourage you to contact our support team before initiating a chargeback or payment dispute.
Our team is committed to resolving concerns quickly and fairly. Unnecessary chargebacks may delay the resolution process and could result in restrictions on future purchases.